If you are generating with yellow or green buzz and giving the creator tips through the "Creator Tip"
option in the generator, stop doing so by Oct 31. The buzz those creators get that way will no longer be able to be banked if it comes in on or after Nov 1. If you want them to be able to make full use of the buzz, keep track of how much you would have tipped them through the generator and then tip them directly on their profile, or on the model page. It doesn't matter for me personally because I won't be in the creator club after Oct 30. That's when my prepaid membership runs out.
Also don't give generator tips on models with licensing fees, those just go into the void and never make it to the creator. In fact, just stop with generator tips altogether, the logic here doesen't hold up for generator tips.